Yoga for Financial Wellness?

Is yoga a tool for financial wellness? Financial management can be incredibly stressful. Constantly worrying about debt, investments, retirement savings, and day-to-day expenses can take a toll on our mental and physical health.

This is where the ancient practice of yoga can provide an unexpected solution. Read on to understand the surprising connection between yoga and financial wellness.

What is Financial Wellness?

Financial wellness refers to having financial stability and practicing sound financial behaviors. This enables you to comfortably manage expenses, save and invest for the future, and handle unexpected costs.

Financial wellness leads to reduced stress, better health, and positive money mindsets. However, most people struggle with poor spending habits, lack of savings, and excessive debt.

Video – Yoga for Personal Finance

The Stress-Finance Connection

Finances are one of the leading causes of stress. In fact, an American Psychological Association survey found that 72% of adults feel stressed about money. This financial stress can lead to headaches, insomnia, high blood pressure, and even heart disease.

It also reduces productivity at work due to poor concentration. Financial issues commonly trigger fights among couples as well.

This stress leads to poor financial decisions like overspending and taking on credit card debt. So a vicious cycle develops between financial stress and worsening finances.

Introduction to Yoga

Yoga originated in India thousands of years ago and focuses on both physical and mental wellbeing. The postures or ‘asanas’ enhance flexibility and strength. Controlled breathing techniques called ‘pranayama’ improve focus and reduce anxiety. Meditation also calms the mind.

Yoga lowers your heart rate and blood pressure. It releases tension in muscles and enhances blood circulation. Regular yoga practice reduces the stress hormone cortisol and boosts feel-good endorphins.

Yoga for financial wellness / Canva

Yoga for Stress Management

Let’s look at how yoga can counter financial stress:

  • Poses like child’s pose, forward folds, and inversions provide an instant sense of calm.
  • Twists like revolved chair pose enhance digestive health affected by stress.
  • Backbends like camel pose improve posture bent out of shape by sitting at desks.
  • Pranayama deeply oxygenates the body and mind. For example, alternate nostril breathing balances mood.
  • Meditation trains the mind to focus, ignore distractions, and achieve clarity.

Jim, a sales executive found yoga helped him go from panic attacks over finances to a zen-like state during stock market crashes. He used yoga to gain an almost spiritual detachment from monetary concerns.

The Yoga-Finance Connection

Managing finances properly requires long-term thinking, patience, and discipline. The mindfulness cultivated in yoga helps you make budgeting, saving, and investment decisions calmly.

Yoga provides mental clarity to track expenses, identify financial goals, and craft strategies to reach them. Meditation specifically strengthens areas of the prefrontal cortex linked to judgment and planning.

Some other benefits include:

  • Reduced impulse spending due to self-discipline gained from yoga.
  • Lesser dependence on retail therapy to de-stress.
  • Ability to objectively balance financial priorities like saving versus spending.

Practical Tips to Incorporate Yoga

Here are some tips to add yoga to your financial wellness routine:

  • Practice pranayama before looking at bank statements to remain calm.
  • Hold warrior pose during money-related calls to feel grounded.
  • Write financial to-do lists after meditation when your mind is clear.
  • Do sun salutations to start your day in a positive, empowered frame of mind.
  • Take a few minutes to stretch during breaks at work and relieve stress.
  • Sign-up for yoga classes on sites like Grokker that offer financial wellness programs too.
  • Follow finance thought leaders who also advocate yoga like Elle Kaplan.

Additional Benefits of Yoga

Besides the yoga-finance connection, a regular yoga practice boosts other skills related to financial wellness:

  • Improved focus and mental stamina aids in tracking expenses and tax planning.
  • Emotional intelligence to detect and resolve money-related conflicts.
  • Work-life balance and career growth opportunities that enhance financial stability.

Yoga Financial Health / Canva

Start Your Yoga-Finance Journey

Incorporating yoga into your routine is a proven way to improve financial skills like planning, prioritizing, and money management. Yoga also provides overall wellbeing to enable wise financial decisions. Try yoga today to relieve money-related tension and begin your journey towards financial wellness.

FAQs about Yoga and Financial Wellness

Q: What style of yoga is best for financial wellness?

A: Hatha yoga provides a good foundation for beginners. More meditative styles like Yin Yoga and Restorative Yoga are also great for stress relief.

Q: When is the best time of day to practice yoga for financial wellness?

A: Early morning yoga can set the tone for a focused, productive day. Yoga in the evening helps calm the mind after a hectic workday.

Q: Does yoga really help with financial planning and money management?

A: Yes, studies show yoga improves skills like focus, prioritization, stress management, and impulse control which are key to financial wellness.

Q: Can yoga replace professional financial advice?

A: No, yoga complements but doesn’t replace specialized financial guidance from experts.

Recommended Apps and Tools

  • Down Dog App: Customizable yoga classes suitable for all levels.
  • Insight Timer: Guided meditations including money-related topics.
  • You Need a Budget: Budgeting and money management tool.
  • Personal Capital: Investment and net worth tracking.

Interviews with Experts

Consider interviews with the following experts:

  • Financial advisor who uses yoga and recommends it to clients.
  • Yoga instructor who teaches specialized classes in mindfulness for financial wellness.
  • Author of bestselling book on achieving financial freedom through yoga principles.


APA Stress in America Report 2020

Harvard Study on Yoga Boosting Focus and Decision Making

Journal of Financial Therapy Article on Meditation Improving Financial Behaviors


Define key terms like:

Asana – Yoga pose or posture

Pranayama – Breathing techniques

Meditation – Practice of quieting the mind

Financial Wellness With Yoga / Canva